Like you, we are devastated by recent events and are sharing in the national sorrow and anguish as staff, loved ones, and friends are directly affected. We hope you are finding strength in the incredible positive initiatives being done so willingly by so many to help soldiers and victims.

We are pleased to present strong results for the first half of 2023. The pain of 2022 is still with us, and we have not forgotten. Last year was remarkable as both equities and bonds experienced significant declines in tandem due to the impact of inflation and steep increases in interest rates.